HVAC Financing, Rebates & Tax Credits for Utah Homeowners

A new HVAC system is a significant investment — typically $5,000 to $15,000 for a complete system replacement. But multiple financing programs, utility rebates, and federal tax credits make upgrading far more affordable than the sticker price suggests. Here's what's available to Coalville area homeowners.

HVAC Coalville Financing Plans

We offer flexible financing through approved third-party lenders. Current options include 0% interest for 12-18 months on approved credit, as well as extended low-interest plans for larger projects. Ask our comfort advisors about promotional offers when you call for your estimate.

Utility Company Rebates

Both of Utah's major electric utilities offer rebates on qualifying equipment:

• Rocky Mountain Power: Rebates of $75-$500 on qualifying heat pumps and high-efficiency AC systems. Specific amounts depend on system type and SEER2/HSPF2 rating.
• Dominion Energy Utah: Rebates of $100-$500 on qualifying high-efficiency furnaces (96% AFUE and above) and smart thermostats.

We handle the rebate paperwork submission on your behalf as part of every qualifying installation — you don't need to do anything except cash the check.

Federal Tax Credits (IRA)

The Inflation Reduction Act (IRA) extended and expanded federal tax credits for high-efficiency HVAC equipment through 2032:

• 25C Energy Efficient Home Improvement Credit: Up to $600 for qualifying high-efficiency furnaces, AC systems, and heat pumps (up to 30% of equipment cost). Must meet minimum efficiency thresholds set by ENERGY STAR.
• 25C for Heat Pumps: Up to $2,000 for qualifying heat pump systems under a separate credit limit.

These are non-refundable tax credits, meaning they reduce your tax liability dollar-for-dollar. Consult your tax professional for advice on your specific situation.

Home Energy Improvement Loans

The U.S. Department of Energy's Weatherization Assistance Program and the Utah Housing Corporation offer low-interest loans and grants for qualifying homeowners making energy-efficiency improvements, including HVAC upgrades. Income limits apply.

The Real Total Cost

Before letting the sticker price deter you from a needed HVAC upgrade, let's do the math together. With financing, rebates, and tax credits, the true first-year out-of-pocket cost for many homeowners is substantially lower than the equipment price — and lower energy bills begin immediately. Call (435) 244-1090 for a complete cost analysis.